📜 Terms & Conditions – CivilMCQ.com

Effective Date: [12-10-25]

This Terms & Conditions Agreement (“Agreement”) is a legally binding contract between you (“User”, “You”) and CivilMCQ.com (“Website”, “Platform”, “We”, “Us”). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, discontinue use immediately.

1. INTELLECTUAL PROPERTY RIGHTS

All content including but not limited to MCQs, explanations, tests, text, graphics, logos, and compilations (“Content”) is the exclusive property of CivilMCQ.com and protected under the Indian Copyright Act, 1957. Users are granted a limited, non-exclusive, non-transferable license for personal, non-commercial educational use. Any unauthorized reproduction, distribution, or creation of derivative works is strictly prohibited.

User Submissions: By submitting any content, feedback, or suggestions to CivilMCQ.com, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, and modify such submissions for platform improvement and educational purposes.

2. USER REGISTRATION AND ACCOUNT SECURITY

2.1. Users must provide accurate and complete registration information.
2.2. Use of disposable/temporary emails or fake identities is prohibited and may result in immediate termination.
2.3. Users are solely responsible for maintaining confidentiality of login credentials and all activities under their account.
2.4. Account sharing is strictly prohibited. Each account is personal and non-transferable. Sharing login credentials with others may result in termination without refund.
2.5. We reserve the right to suspend or terminate accounts violating these terms at our sole discretion.

3. PAYMENT TERMS AND REFUND POLICY

3.1. Subscription fees are clearly displayed prior to purchase. All payments are processed through secure third-party gateways.
3.2. Fees are non-refundable except as required under Indian consumer protection laws.
3.3. Refund requests may be considered only in cases of: (a) duplicate payment with valid proof; (b) technical failure preventing service access within 7 days of payment; (c) service discontinuation within 7 days of payment.
3.4. Refund requests must be submitted to civilmcqfeedback@gmail.com within 7 days of payment.
3.5. We do not store sensitive payment information such as credit card details or UPI PINs.
3.6. We reserve the right to modify pricing at any time. Such changes will apply prospectively and not retroactively.

4. ACCEPTABLE USE POLICY

Permitted Use: Personal educational preparation for competitive examinations.

Prohibited Activities Include:

We reserve the right to report unlawful activities to appropriate authorities.

5. CONTENT DISCLAIMER AND ACCURACY

5.1. While we strive for accuracy, we do not guarantee error-free content. The platform may contain inaccuracies or typographical errors.
5.2. Content is provided “as is” without warranties of completeness, accuracy, or timeliness.
5.3. We do not guarantee that content aligns with any specific examination syllabus or the latest government notifications.
5.4. We reserve the right to modify, update, or remove content without prior notice.

6. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, CivilMCQ.com, its directors, employees, or partners shall not be liable for:

Our total liability shall not exceed the subscription fees paid by you in the preceding six months.

7. THIRD-PARTY LINKS AND DISCLAIMER OF AFFILIATION

The Platform may contain links to third-party websites. We are not responsible for the content, privacy practices, or activities of these sites. CivilMCQ.com is an independent educational platform and is not affiliated with UPSC, SSC, State PSCs, or any government authority. Some links may be affiliate links, through which we may earn a small commission at no additional cost to you.

8. COPYRIGHT INFRINGEMENT NOTIFICATION

If you believe your copyright has been infringed, notify us at civilmcqfeedback@gmail.com with:

Upon receiving a valid notice, we may remove or disable access to the infringing material promptly, in accordance with the Indian Copyright Act.

9. TERMINATION

We reserve the right to terminate or suspend access immediately for: (a) breach of these terms; (b) fraudulent or illegal activity; (c) requirements by law enforcement agencies.
Users may also request voluntary account deletion by submitting a written notice to civilmcqfeedback@gmail.com.

10. FORCE MAJEURE

We shall not be liable for failure to perform obligations due to circumstances beyond reasonable control, including but not limited to natural disasters, internet outages, war, or government restrictions.

11. GOVERNING LAW AND DISPUTE RESOLUTION

11.1. This Agreement shall be governed by the laws of India.
11.2. Any disputes shall be subject to the exclusive jurisdiction of courts in Raipur, Chhattisgarh.
11.3. Parties agree to attempt mediation through a recognized mediation center before initiating litigation.
11.4. If unresolved, disputes shall be referred to arbitration in Raipur, Chhattisgarh, under the Arbitration and Conciliation Act, 1996.

12. AMENDMENTS

We reserve the right to modify these terms at any time. Major updates will be communicated through a notice on our homepage. Continued use of the platform after any changes constitutes acceptance of the revised terms.